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After being turned away by two local lenders who basically fumbled my file, Rick was able to cut through the red tape and get my loan done in a timely manner, at the rate I wanted. His experience in dealing with complicated tax returns and properties really showed that he is on top of his game. I would highly recommend him to anyone looking to avoid getting sucked into the vacuum of retail banking that doesn’t know how to make things happen.
– Dan S., Kauai

We are so glad that Tiffany referred us to you. You explained everything very well, closed our deal on time, and saved us thousands of dollars. You showed me the benefits of VA financing that I didn’t even know existed, and allowed me to buy a home with no money down, and owe less than I paid. Thank you.
– Erik P., Kauai

Rick’s experience was critical in helping us analyze our financing options and asset allocation. His real life experience as a lender and real estate investor/home owner was priceless. We feel sorry for anyone who didn’t have as good of an experience as we did.
– Rocky and Larissa D.M., Chicago

Thank you for helping me finance my home Rick! Your guidance throughout the transaction was instrumental. Everything from choosing which debts to payoff, how to qualify, and what type of loan would best fit my needs was ever so helpful in saving me thousands of dollars! Will happily tell all my friends to use you when they buy their home!
-Melia F, Kilauea, HI

Organizing a mortgage loan to buy our vacation home in Kauai while living and working in Northern California seemed like a daunting task.  Luckily, our Realtor referred us to Rick and he made it not only painless, but got us a great loan,  and saved us a ton of money in the process. I can only say good things about our experience with Rick and his team.  Thanks!
– Kelly and Scott M.B., California